Educational estimates
These tools simplify costs and qualification rules; they are not approvals or rate quotes.
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LITEHOUSE CALCULATORS
Use the right numbers for the decision in front of you.
Start with the full mortgage-payment calculator below or choose a focused tool for affordability, cash needed, amortization, equity, or refinancing.
Affordability calculator
Explore a starting home-price range using income and monthly debts.
Open calculator →02Down-payment calculator
Estimate down payment plus a closing-cost allowance.
Open calculator →03Amortization calculator
Compare estimated payment and interest over a selected term.
Open calculator →04Home-equity calculator
Estimate gross equity from property value and secured debt.
Open calculator →05Refinance break-even
Estimate how long potential savings may take to recover closing costs.
Open calculator →Complete housing payment
Add applicable taxes, insurance, mortgage insurance, association dues, and other costs.
Personal review
Your actual options depend on the complete application, property, market, and program requirements.