LOAN OPTIONS

Compare the structure—not just the loan name.

Each option has its own purpose, costs, qualification standards, and tradeoffs. Explore the general differences, then review availability for your situation.

FLEXIBILITY

Conventional

Flexible, widely used financing for qualified buyers and homeowners.

Explore this option →FLEXIBLE GUIDELINES

FHA

Government-insured financing with distinct mortgage-insurance and property requirements.

Explore this option →MILITARY ELIGIBILITY

VA

A mortgage benefit for eligible military borrowers.

Explore this option →LARGER LOAN AMOUNTS

Jumbo

Financing above applicable conforming loan limits.

Explore this option →PAYMENT STABILITY

Fixed-rate

A rate that remains constant through the scheduled loan term.

Explore this option →INITIAL RATE PERIOD

Adjustable-rate

An initial fixed period followed by possible adjustments.

Explore this option →CURRENT HOME

Rate-and-term refinance

Replace an existing mortgage to change rate, term, or structure.

Explore this option →EQUITY ACCESS

Cash-out refinance

Replace the first mortgage while accessing qualified equity.

Explore this option →

Program availability

Listing an option for educational comparison does not mean it is offered in every scenario. Availability, eligibility, property requirements, and terms must be confirmed through a licensed mortgage professional and applicable lender guidelines.