How FHA financing differs
An FHA-approved lender originates the loan while federal mortgage insurance protects the lender. Borrowers must meet FHA and lender requirements.
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FHA LOAN
Government-insured financing with flexible guidelines.
FHA loans are insured by the Federal Housing Administration and may provide another qualification path for eligible owner-occupant buyers and homeowners.
Mortgage insurance matters
FHA loans generally include upfront and annual mortgage-insurance premiums. The duration and cost depend on the loan structure and applicable rules.
Property and occupancy rules
FHA purchase financing is generally intended for a primary residence. The property must meet applicable appraisal, safety, and eligibility standards.
Litehouse Lending is not a government agency. FHA loan availability and eligibility are subject to FHA, lender, property, credit, and underwriting requirements. This is not a commitment to lend.