VA LOAN

A home-loan benefit for eligible military borrowers.

VA-guaranteed loans can provide meaningful purchase or refinance benefits for eligible service members, veterans, and certain surviving spouses.

01

Confirm eligibility

A Certificate of Eligibility helps establish entitlement, but the borrower, property, occupancy, income, credit, and complete file must still satisfy applicable requirements.

02

Down payment and funding fee

Eligible borrowers may have a zero-down-payment path, although cash may still be needed for closing costs and other expenses. A VA funding fee may apply unless an exemption is available.

03

Property standards

The home must meet VA minimum property requirements and be appraised through the applicable VA process.

Important:

Litehouse Lending is not affiliated with or endorsed by the Department of Veterans Affairs or any government agency. VA eligibility and approval requirements apply. This is not a commitment to lend.